I have exported characters from Poser 3.0 as obj and 3DS files and they work fine. you lose the ability to fine tune the poses, but as a 3DS file you can choose to export each body part :? as a separate object. I believe that DAZ studio (currently free) will export to 3DS but I dont know about the body parts thing.
(edit) Sorry missed the 2D thing, if you render a pose from Daz studio that image should work with most 2D image editors (use jpg or png).
Good luck
Art
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